Financing, Credit, Investments – Economical Categories

Scientific gets results in the concepts of finances plus credit, according to the specification from the research object, happen to be characterized to get many-sided and many-leveled.

The definition of wholeness in the economical contact formed in typically the process of development, distribution and usage of finances, as money sources is broadly spread. For instance, in “the basic theory of finances” you can find two descriptions of finances:

1) “… Finances indicate economical relations, development with the funds regarding money sources, within the process involving distribution and partage of national statements based on the distribution in addition to usage”. This description has relatively to be able to the conditions involving Capitalism, when cash-commodity relations gain universal character;

2) “Finances represent the formation of centralized ad decentralized money sources, cost-effective relations relatively along with the distribution and even usage, which serve for fulfillment in the state functions in addition to obligations and furthermore provision of typically the conditions of the widened further production”. This specific definition is introduced without showing the environment of its action. We talk about partly such description of finances and think expedient to make some specs.

First, finances overcome the bounds involving distribution and répartition service in the nationwide income, though this is a simple foundation of finances. Furthermore, formation and use of the downgrading fund which is the part of financial domain, belongs certainly not to the distribution and redistribution of the national earnings (of newly produced value during some sort of year), but to the distribution of previously developed value.

bg sblc hong kong This kind of latest first seems to be some sort of part of value of main industrial finances, later it is usually moved to the expense price of an all sety product (that is usually to the value too) along with its realization, and it is set typically the depression fund. Its source is taken into account beforehand as a depressive disorders kind in the consistence of the ready products price range.

Next, main goal associated with finances is very much wider then “fulfillment with the state functions and obligations and provision of conditions for that widened additional production”. Finances can be found for the state levels and in addition on the manufactures and branches’ level too, plus in such situations, when the many portion of the manufactures are not state.

V. M. Rodionova offers a different position about this issue: “real formation associated with the money commences on the level of distribution, once the value is recognized and concrete cost-effective forms of the particular realized value happen to be separated from the consistence from the profit”. V. M. Rodionova makes an accent of finances, while distributing relations, when D. S. Moliakov underlines industrial base of finances.

Though both of these people give quite confirm discussion of budget, as a method of formation, distribution and usage of the funds involving resources, that comes out involving the following definition of the finances: “financial cash relations, which often forms in typically the process of circulation and redistribution regarding the partial associated with the national wealth and total sociable product, is related with the subjects associated with the economy in addition to formation and use of the point out cash incomes and savings in the widened further creation, in the substance stimulation of the workers for pleasure from the society cultural along with other requests”.

In the manuals associated with the political economy we meet together with the following definitions associated with finances:

“Finances regarding the socialistic express represent economical (cash) relations, with the help of which usually, in the approach of planned circulation of the earnings and savings typically the funds of funds options for the state and socialistic makes are formed for guaranteeing the expansion involving the production, rising the material in addition to cultural level associated with the people and then for satisfying other basic society requests”.

“The system of design and usage involving necessary funds regarding cash resources intended for guarantying socialistic increased further production symbolize precisely the finances of the socialistic culture. And the wholeness of economical contact arisen between point out, manufactures and businesses, branches, regions in addition to separate citizen according to the movement of dollars funds make economical relations”.
As we have seen, definitions involving finances made by simply financiers and politics economists do not change greatly.